Purchase Applications Rise Again Despite Higher Rates and Fewer Refis

Mortgage applications eased modestly last week, giving back a small portion of the prior week’s sharp gains as rates moved slightly higher. The Mortgage Bankers Association (MBA) reported a 1.6% decrease on a seasonally adjusted basis for the week ending April 24. The pullback was driven by softer r

Home Prices Edge Higher, But Momentum Continues to Fade

Home price appreciation remained subdued in early 2026, according to the latest data from both FHFA and S&P Cotality Case-Shiller. The two reports show prices still edging higher nationally, but with momentum slowing further as affordability constraints and elevated mortgage rates continue to we

Are Real Estate Agent Fees Part of Closing Costs? Guide for Buyers and Sellers

Real estate agent fees are paid at closing, but they’re not usually considered part of a buyer’s closing costs. Instead, they’re a separate expense that’s handled as part of the overall transaction. The confusion comes from how the term “closing costs” is used. In most cases, buyers use “closing cos

The Mortgage Loan Process: A Practical Guide to Applying For a Mortgage in 2026

Applying for a mortgage in 2026 still follows a fairly standard process. Most loans take about 30 to 45 days from application to closing, depending on your finances and the property. The mortgage loan process includes verifying your financial profile, confirming the home’s value, and finalizing lega