Home Warranty vs. Home Insurance: Do You Need Both?

Key takeaways:  Home insurance covers damage to your house and personal belongings due to unexpected events.  A home warranty covers repairs and replacement of appliances and systems due to normal wear and tear.  Having both home insurance and a home warranty is strongly recommended, but only home i

Types of Housing Assistance Programs and How They Work

Stable housing is a foundation for almost everything else in life. However, rising costs and limited supply have made that goal feel out of reach. Housing assistance programs exist to bridge this gap, offering support ranging from long-term paths to homeownership to immediate emergency shelter. Redf

Remodeling a Kitchen: Increase Home Value and Help Sell Your Home for More

The kitchen is the heart of the home, a place for entertaining, making memories, and cooking meals for you and your loved ones. As one of the most used rooms in a home, the kitchen plays a crucial role in day-to-day life – from the first cup of coffee in the morning to creating a dish that brings ev

Unsurprising Surge in Refi Demand Pushes Mortgage Apps Past 3 Year High

Mortgage applications continued to ride the waves from last week's dip in rates, extending the surge that followed early-January rate volatility. The Mortgage Bankers Association (MBA) reported that applications rose 14.1% for the week ending January 16, adding to the prior week’s sharp increase. Re