10 Things You Need to Know Before Moving to New Smyrna Beach, Florida (From a Local Realtor)

Published July 22, 2025

Thinking about moving to New Smyrna Beach, Florida? You're not alone. This charming coastal town has become a hidden gem for buyers seeking sunshine, small-town vibes, and stunning real estate. As a local realtor who helps buyers relocate to this area daily, I’ve put together the top 10 things you should know before making the move — so you can buy smarter, live better, and avoid surprises.

1. It’s Not Just a Beach Town — It’s a Lifestyle

New Smyrna Beach is more than sand and sun. Residents enjoy surfing at the inlet, paddleboarding through mangroves, boating to waterfront restaurants, and weekly farmers markets. If you love an active, outdoorsy, small-town vibe with a laid-back energy — you’ll fit right in.

2. There Are Two NSBs — Beachside and Mainland

New Smyrna Beach is divided by the Intracoastal Waterway. On one side: Beachside, where you'll find oceanfront condos, golf cart streets, and walkability to Flagler Avenue. On the other: Mainland NSB offers larger homes, more yard space, and typically better values. Each side has its perks — I can help you find which suits your lifestyle best.

3. Flood Zones and Insurance Matter

Being coastal, New Smyrna has flood zones and high-wind exposure. Before buying, we’ll review elevation certificates, insurance quotes, and whether a home qualifies for wind mitigation discounts. Understanding this upfront helps you make smarter investment decisions.

4. Real Estate Moves Fast — Especially Waterfront

Whether it’s a riverfront retreat or ocean-view condo, desirable properties go fast — often within days. If you’re serious about buying, get pre-approved early and work with a local expert (hi 👋) who can jump on opportunities the moment they hit the market.

5. Short-Term Rentals Are Popular — But Regulated

Interested in buying a property you can Airbnb or VRBO? Many communities in New Smyrna have rules or zoning that restrict short-term rentals. I’ll help you navigate which areas allow them, what the city requires, and how to maximize your return.

6. The Food Scene Is Incredible

From The Garlic’s Italian garden dining to Tin & Taco’s beachside bites, NSB punches above its weight class in restaurants. You’ll love the craft cocktails, seafood shacks, and hidden breakfast gems. Ask me for my full local food guide!

7. Port Orange & Ormond Beach Are Just Minutes Away

Want a bigger home, lower price, or a neighborhood with a community pool? Port Orange and Ormond Beach are fantastic options just minutes from New Smyrna — and I work in all three areas. Let’s explore the full coastal corridor together.

8. Golf Carts, Bikes & Beach Cruisers Run the Town

On Beachside, it's common to ride a golf cart to dinner or take a cruiser bike to the beach. Certain communities even allow golf carts on residential roads. It’s a unique lifestyle that makes living here even more fun.

9. Great Schools and Healthcare Are Nearby

Families love NSB for its access to top-rated Volusia County schools and nearby hospitals like Halifax Health and AdventHealth. Whether you’re raising a family or retiring, it’s good to know high-quality care and education are close by.

10. You’ll Want a Local Expert on Your Side

Buying a home in coastal Florida isn’t like buying inland. From hurricane codes to HOA restrictions, there are nuances only a local knows. I’m Robin Chandler Hart — a coastal real estate expert helping buyers and sellers from Ponce Inlet to Ormond Beach. If you’re ready to start your home search, I’m ready to help.

📞 Ready to make your move?

Let’s find your dream home in New Smyrna Beach or the surrounding coastal towns.
📱 Call/Text: 386-679-5014
📧 Email: robin@rchartgroup.com
🌐 Visit: https://rchartgroup.com